Legal · v3

End User License Agreement.

Version 3.0 · Effective Date: May 27, 2026 · Last Updated: May 27, 2026

THIS END USER LICENSE AGREEMENT (“EULA”) GOVERNS YOUR INSTALLATION AND USE OF THE COST ME iOS APPLICATION AND PROGRESSIVE WEB APP (“PWA”). FOR iOS INSTALLATIONS FROM THE APPLE APP STORE, APPLE’S STANDARD LICENSED APPLICATION EULA (REPRODUCED BELOW) APPLIES TOGETHER WITH OUR Terms of Service AND Privacy Policy.

Plain-English summary

The short version.

  • You get a personal, non-transferable licence to use the Cost Me app on your own devices.
  • Don't reverse-engineer, scrape, automate, or resell the app.
  • Subscriptions auto-renew through Apple (iOS) or Stripe (PWA) until you cancel; Apple's refund rules apply to App Store purchases.
  • We push updates from time to time; continued use means you accept them.

1. Scope

This EULA is a legal agreement between you (“you” or “End-User”) and Cost Me (the “Application Provider”) governing your use of the Cost Me iOS application, the Cost Me PWA, and any related documentation (collectively, the “Licensed Application”). This EULA incorporates by reference the Cost Me Terms of Service and Privacy Policy. In the event of any conflict between this EULA and the Terms of Service with respect to your use of the iOS Licensed Application, the provisions more protective of Apple Inc. (“Apple”) as a third-party beneficiary shall control.

2. License Grant

Subject to your compliance with this EULA and the Terms of Service, the Application Provider grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to install and use the Licensed Application solely for your personal, non-commercial use:

  • On iOS, on any Apple-branded products you own or control as permitted by the Apple Media Services Terms (Family Sharing supported).
  • On the PWA, on any compatible browser-equipped device you control.

All rights not expressly granted are reserved by the Application Provider.

3. Restrictions

You agree not to, and not to permit any third party to:

  • Reverse engineer, decompile, disassemble, or attempt to derive the source code of the Licensed Application
  • Modify, translate, adapt, or create derivative works
  • Circumvent, disable, or interfere with security or tier-gating features
  • Use any robot, spider, scraper, or other automated means to access or extract data from the Licensed Application
  • Use the Licensed Application to develop, train, or improve any competing product or AI model
  • Sell, rent, lease, sublicense, distribute, or otherwise commercially exploit the Licensed Application
  • Use the Licensed Application in violation of applicable law or these terms

4. Subscription Terms (Auto-Renewal, Cancellation, Refunds)

Paid subscription tiers are Opal / Premium ($7.99/mo, $79.99/yr) and Flint / Pro+ ($19.99/mo, $199.99/yr), offered on iOS and the web, plus the web-only Flint Max ($200/mo). Jade is the free tier. An account is required to use the Licensed Application.

Fair use. Amy and other AI features are subject to reasonable fair-use limits (rate limiting and throttling, which may apply on a rolling hourly, daily, or weekly basis). “Unlimited” plans remain subject to these limits, which may vary by tier and change over time. See Section 9A of the Terms of Service.

Auto-renewal. Subscriptions automatically renew at the end of each billing period at the then-current rate unless cancelled at least twenty-four (24) hours before the end of the period.

Cancellation. For iOS, cancel through the App Store at any time. For PWA, cancel through the Stripe customer portal accessible from in-app Settings.

Refunds. Apple's refund rules apply to App Store purchases; refund requests should be made through reportaproblem.apple.com. For PWA purchases, contact support@costme.io. Statutory rights of withdrawal (such as the EU 14-day cooling-off period) are preserved.

5. Updates and Changes

The Application Provider may release updates, patches, and new versions of the Licensed Application from time to time and may modify or discontinue features in its discretion. Updates may be required to continue using the Licensed Application. The Application Provider may also update this EULA; your continued use of the Licensed Application after the “Last Updated” date constitutes acceptance of the modified EULA.

6. Maintenance and Support

The Application Provider is solely responsible for any maintenance and support services with respect to the Licensed Application, as specified in this EULA, the Terms of Service, or as required by applicable law. You and the Application Provider acknowledge that Apple has no obligation to furnish any maintenance or support services with respect to the Licensed Application.

7. Warranty

The Application Provider is solely responsible for any product warranties, express or implied by law, to the extent not effectively disclaimed in the Terms of Service. In the event of any failure of the iOS Licensed Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any). To the maximum extent permitted by law, Apple will have no other warranty obligation with respect to the Licensed Application, and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be the Application Provider's sole responsibility.

8. Product Claims

The Application Provider, not Apple, is responsible for addressing any claims by you or any third party relating to the Licensed Application or your possession and/or use of the Licensed Application, including: (i) product- liability claims; (ii) any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer-protection, privacy, or similar legislation, including in connection with HealthKit or HomeKit use (where applicable).

9. Intellectual Property

In the event of any third-party claim that the Licensed Application or your possession and use thereof infringes that third party's intellectual-property rights, the Application Provider, not Apple, will be solely responsible for the investigation, defence, settlement, and discharge of any such claim.

10. Legal Compliance

You represent and warrant that (i) you are not located in a country subject to a U.S. Government embargo or designated as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

11. Termination

This licence is effective until terminated. Your rights under this EULA will terminate automatically without notice if you fail to comply with any term. Upon termination, you must cease all use of the Licensed Application and delete all copies in your possession or control. Provisions of this EULA that by their nature should survive termination shall survive.

12. Third-Party Terms of Agreement

You must comply with applicable third-party terms of agreement when using the Licensed Application (including the Apple Media Services Terms for iOS users).

13. Third-Party Beneficiary

You and the Application Provider acknowledge and agree that Apple, and Apple's subsidiaries, are third-party beneficiaries of this EULA, and that upon your acceptance of this EULA, Apple will have the right (and will be deemed to have accepted the right) to enforce this EULA against you as a third-party beneficiary hereof.

14. Contact

For questions about this EULA or the Licensed Application, contact the Application Provider at support@costme.io.

See also: Terms of Service · Privacy Policy · Legal index