Using Amy as your daily coach in CostMe

The number is great. But sometimes a number is not enough. The urge is loud, the reasons feel good, and you want someone to talk to right now. That is what Amy is for. This is how to use her every day, not just once.

Amy is the money coach built into CostMe. You can open her any time, type what you are feeling, and she talks it through with you. She is not a robot reading a script. She knows your choices and your patterns, so her help fits you.

When to open Amy

The best time is the moment an urge hits. You are in a store, or in an app, finger over the buy button. Open Amy and tell her what you want and why. She helps you slow down and think before you tap.

She is also useful when you are calm. Ask her to look at your week. Ask why you keep buying takeout on Sundays. She can spot the pattern and say it back to you in plain words.

What to say to her

• "Talk me out of this." Tell her the price and the thing. She will weigh it with you.
• "Why do I keep doing this?" She looks at your logged choices and names the trigger.
• "Is this one worth it?" Some buys are. She helps you tell the good ones from the noise.

Make it a small daily habit

You do not need a long chat. A quick check-in once a day is plenty. Tell her one win or one slip. Over time she gets a clear picture of you, and her nudges get sharper.

Amy works best next to the rest of the app. Use the 48-hour vault to pause, and let Amy help you decide when the pause is over.