Cost Me Blog · Category
App guide
How to actually use Cost Me — the opportunity-cost calculator, the 48-hour vault, lifetime-savings tracking, and Amy the AI money coach. Short, practical walkthroughs so nothing in the app feels like a mystery.
19 articles
Understanding the Cost Me home screen
A price box, a 30-year number, three buttons, and your savings. Learn those five things and you know the whole app. Here's the plain tour.
Read →Setting up your first goal in Cost Me
Without a goal, resisting feels like missing out. With one, the same skip feels like progress. Here's how to set your first goal in about a minute.
Read →Planning a big purchase with Amy
A new laptop, a trip, a couch — some buys deserve more than one tap. Here's how to think a big purchase through with Amy before you pay.
Read →What happens when you log a purchase
No red warning, no guilt trip. Here's exactly what Cost Me does behind the "already purchased" button, and why an honest log matters.
Read →Sorting your Cost Me history
A list of choices tells you more once it's in order. Here's how to sort your Cost Me history to see what matters.
Read →Reviewing a resisted item later
You said no last week — but what was it, and do you even miss it now? Reviewing your resisted buys is where the lesson lands.
Read →How cooldowns expire in Cost Me
When the vault timer ends, the item doesn't buy itself and it doesn't vanish. It just waits for you to decide with a clear head.
Read →Adding a purchase from the Cost Me widget
Impulse buys happen in seconds. Cost Me's widget puts the first step one tap from your wallpaper — here's how to use it.
Read →How to actually use an opportunity cost calculator (with examples)
A calculator is only useful if you know how to read the answer. Here's how to interpret an opportunity cost projection in five common spending scenarios.
Read →Understanding your resist rate in Cost Me
Your savings total tells you how much you kept. Your resist rate tells you how often you win. Here's how to read it kindly.
Read →Pausing Cost Me reminders temporarily
On a holiday or a hard week, the last thing you want is a nudge. Here's how to pause Cost Me's reminders without quitting the habit.
Read →Asking Amy about a specific purchase
When a purchase has you stuck between treat and impulse, ask Amy. Here's how to talk one specific buy through.
Read →How Cost Me counts a resist
Tap resist and a small win is recorded. But what exactly counts, and when does Cost Me lock it in? Here's the answer.
Read →Reading the vault countdown timer in Cost Me
Park a buy and a clock starts. That little countdown is doing more work than it looks — here's how to read it.
Read →Pinning your top goal in Cost Me
When the thing you're saving for sits front and center, every urge has to face it. Here's how to pin your top goal in Cost Me.
Read →Searching your Cost Me history
Your history grows into a real record of every choice. Here's how to find one entry in the pile without endless scrolling.
Read →How Cost Me handles recurring vs one-time costs
A one-time buy and a monthly charge look the same on the price tag. Over years they're nothing alike — here's how Cost Me tells them apart.
Read →Changing your return rate assumption in Cost Me
When Cost Me shows what a price could become, it assumes a yearly return. Here's what that number is and when to dial it down.
Read →Setting your default currency in Cost Me
A price only means something in the right currency. Here's how to set Cost Me's default so every number speaks your money.
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